'Documents' disk; is a SSD worth it?

Well after my Windows 11 Clean Install

Kept My Documents,  Downloads,  Video, and Pictures for first time ever as Default.   

Still Keep my Local Music Folder on 4TB Storage drive, as typically write new songs i buy with Amazon gift cards via being rewards usually monthly to that directory, so wasn't sure if that would lead to--too many writes to C:\ M.2 NvMe 500GB SSD, and music folder is like 109GBs--so i was like keep that on the 4TB, and guess everything else as Default--see how that works

Though 4TB Drive is quieter than it used to be these days,  as less writing and reading from that drive than before.

Laptop i have no choice but to keep Documents, and stuff on 2nd Hard drive  internally as only 128GB Boot NvMe in Laptop currently, til i can either get it open or have shop do it sometime